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Brad Palmiter, President of Palmiter Benefits Group, LLC, has more than 25 years experience in Employee Benefits and Health Care, and serves on the Broker Advisory Committees of both GHI and MVP.

Additional Services

As a full service company, Palmiter Benefits Group is constantly growing, evolving, and adding new products and services for you and your employees.


We stand ready to work tirelessly on your behalf to find the best solutions to all your employee benefits needs.

To that end, we can also supply:

  • Section 125:
    • Premium Only Plans
    • Flexible Medical Spending Accounts
    • Health Savings Accounts. Visit www.hsabank.com for more information
  • COBRA Administration Plans

and a varienty of other products in conjunction with your other group benefits

Our Services Carrier Directory
Palmiter Benefits is your direct link to the carrier, providing advocacy services for you and your employees.

We work to resolve any and all claims issues on your behalf, and are your advocates, dealing with the complexities of benefit issues as they arise.
We collect and submit the appropriate paperwork for all enrollments and terminations, freeing you up to deal with other things. We follow up and make sure that all additions and terminations occur on a timely basis, and assure proper coverage.
As your liaison, we obtain and distribute both new and duplicate ID cards as needed and make sure your employees get the cards they need, when they need them.
If your emplyees are having trouble selecting or changing their Primary Care Physician, we can help. We are familiar with the participating health care providers and can make suggestions, as well as assuring changes are submitted appropriately and that they are in effect when they need to be.
Although we try to head these off, you never know when you might have a problem with your bill. As your advocates, we work together with you and the carrier to resolve billing issues before they become a major problem.
Working with Prescription Drug Formularies, coverage issues, generic eqivalents and other medication issues can be a daunting task for you and your employees. We work with employers and employees to make sure they understand what will becovered before they choose a specific plan, and help you decide what options will work best for your particular group.
Preparing for Open Enrollments takes a lot of time, planning and research. We work to analyze past year's coverage issues, costs and benefits, help choose, price and compare new options, and communicate changes to your employees. We arrange and hold informational meetings for employees, and work with the carriers to assure smooth renewals.

 

Our team of experienced Customer Service Representatives makes providing quality, comprehensive and affordable employee benefits easy

We provide answers when you need them, and deal with issues whenever they arise. As your benefits advocates, we keep you up-to-date on issues that effect your coverage, and provide special web site areas for communicating with our clients and their employees.

Exclusive On-Line Services

SAFE, SECURE, COMPREHENSIVE ONLINE TOOLS!

Clients log in to a special area where they get information EXCLUSIVELY for their group, available only to them, and have total control over the content presented to their employees.  In turn, employees are given their own unique login and content areas, filled with unique links, downloads, enrollment meeting information, payroll deductions and more!

Call today for a demonstration of what we can provide for your group with our exclusive online services.

 

Palmiter Benefits Group Represents the following Carriers.  Click any Carrier name for directory information:

  • Aetna/US Healthcare
  • AFLAC
  • AH&L
  • AmeriHealth
  • Anthem (Formerly Home Life)
  • Blue Shield of Northeastern New York
  • CDPHP
  • Chubb
  • Cigna
  • CNA
  • Davis Vision Care
  • Delta Dental
  • Empire BC/BS (Blue Choice)
  • First Ameritas
  • First Fortis
  • First Rehabilitation
  • First Reliance
  • GE
  • GHI & GHI HMO Select
  • Guardian / PHS
  • Hartford
  • HIP
  • Horizon Health Care
  • Independant Health
  • LIA
  • Met Life
  • Morgan White Group
  • MVP (Mohawk Valley Physician's Health Plan)
  • New England
  • NYL Care
  • Oxford
  • Paul Revere
  • Phoenix
  • Prudential
  • Reliastar
  • Sun Life
  • Support Services Alliance (SSA)
  • The Principal
  • Union Fidelity (GE)
  • United Concordia
  • United Healthcare
  • Unum
  • US Life
  • VSP (Vision Services Plan)
  • Vytra Healthcare
  • Zurich
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